Frequently Asked Questions
How do I apply for Medicare?
The easiest way to apply for Original Medicare is via the Social Security website. There is a quick Medicare application that should take you no longer than 10 minutes. Just visit here.
How do I apply for a Medicare Advantage or Supplement Plan?
Medicare Advantage and Supplement Plans are offered through private insurance companies. Our friendly agents can help you to find a program that meets your needs and budget. Remember, there is no cost to use our service. Simply call 989-656-1484 to speak with a licensed agent.
Can I apply for Medicare in person?
Yes you can, but you’ll need to go to a local Social Security office to apply in person. If you’d like to apply for an Advantage or Supplement Plan in person, simply contact our office and request an appointment. Please note, you’ll need to apply for Original Medicare before you can enroll in an Advantage or Supplement Plan.
Can I get assistance applying for Medicare?
Absolutely! Contact our office at 989-656-1484 and one of our licensed agents will be happy to walk you through the enrollment process.
When should I apply for Medicare?
You have a 7-month window to apply for Original Medicare: during the 3 months prior to your 65th birthday month, the month of your birthday, and the 3 months after your 65th birthday.
What if I missed my Initial Enrollment Period?
You missed your 7-month window for enrolling in Medicare, your next opportunity to enroll in Part A and Part B will be during the General Enrollment Period, January 1-March 31. Coverage will then become effective on the first of the month following your enrollment date. For instance, if you enroll on February 10, your coverage will go into effect on March 1st.
Are there penalties for enrolling late?
Yes! If you do not enroll in Part B coverage during your Initial Enrollment Period, you could be subject to premium penalties for as long as you have Medicare coverage.
When do I get my Medicare card?
You’ll typically receive your Medicare card approximately 3 weeks after you apply.
Getting Started
Answers to common questions such as: When should you enroll? How and when do you become eligible for Medicare?
Enrollment Periods
After your initial enrollment, Medicare allows you to make changes to your coverage at specific times each year. Here are those dates.
Medicare Part D
Medicare’s Part D is coverage for your medication needs and is provided by private insurance carriers. We’ll explain exactly how it works.
Defining the ABC’s
Medicare consists of Parts A, B, C, and D. Step one is to learn the “ABC’s”, how they work, and your options with each part.
Advantage Plans
Medicare Advantage Plans are provided by private insurance companies and can often save you money.
Special Needs Plans
SNPs are Advantage Plans that are tailored to meet the needs of individuals with certain health conditions or circumstances.
Supplement Plans
Insurance sold by private insurance companies to cover Medicare’s gaps. Also called “MediGap” plans.
Medicare FAQs
Answers to some of the most common questions asked by Medicare beneficiaries.
Get Free Medicare Assistance
Friendly, licensed professionals are available to answer all of your questions. Call 989-656-1484 or complete the form below and we’d be happy to reach out to you.